Last Updated: July 2026
These Terms & Conditions govern your access to and use of the Elephants Independent website and associated services. By accessing or using this website, you agree to be bound by these Terms & Conditions.
01 Website Purpose
Elephants Independent provides independent expense review and financial reset services designed to help individuals and businesses identify potential savings opportunities and reduce unnecessary expenses.
All services and information provided are intended for general informational and educational purposes only.
02 No Financial Advice
The information provided through this website and associated services is general in nature only and does not constitute:
- Licensed financial advice
- Investment advice
- Taxation advice
- Legal advice
You should obtain independent professional advice appropriate to your personal circumstances before making financial decisions.
03 User Responsibility
By using this website and associated services, you acknowledge and accept responsibility for:
- Ensuring information submitted is accurate, complete and up to date
- Independently reviewing any recommendations provided
- Making your own financial decisions and assessments
Elephants Independent does not make financial decisions on behalf of users.
04 Limitation of Liability
While reasonable care is taken in preparing information and recommendations, Elephants Independent does not guarantee specific financial outcomes, savings results or provider offerings.
To the maximum extent permitted by law, Elephants Independent is not liable for any loss, damage, cost or expense arising directly or indirectly from:
- Your use of this website
- Reliance on information provided
- Third-party products or services
- Decisions made by you following recommendations
Nothing in these Terms & Conditions excludes any rights or guarantees that cannot be excluded under the Australian Consumer Law.
05 Website Availability
Website functionality, content and services may be modified, updated or withdrawn at any time without prior notice.
Temporary interruptions, maintenance periods or functionality limitations may occur from time to time.
06 Intellectual Property
Unless otherwise stated, all website content, branding, graphics, logos, text, documents and other materials are the intellectual property of Elephants Independent.
No material may be copied, reproduced, distributed, modified or reused without prior written permission.
07 Third-Party Links
This website may contain links to third-party websites or services for your convenience.
Elephants Independent does not control, endorse or accept responsibility for the content, privacy practices or availability of any third-party websites.
08 Changes to these Terms & Conditions
Elephants Independent may amend these Terms & Conditions from time to time to reflect operational, legal or service changes. The most current version will always be published on this website.
09 Governing Law
These Terms & Conditions are governed by the laws of Australia and any applicable Commonwealth, State or Territory legislation. Any disputes arising from the use of this website will be subject to the jurisdiction of the Australian courts.
10 Questions?
If you have any questions about these Terms & Conditions, please contact us.
hello@elephantsgroup.com.auWe will endeavour to respond to all enquiries as promptly as reasonably possible.